




Independent & Licensed — Florida-licensed agents who answer to you, not a call center
Central Florida Experts — they know the local carriers, risks, and what drives your rate.
They Re-Shop High-Risk Homes — real options, even after a surcharge or non-renewal.
No-Obligation Guidance — free to talk it through, no pressure to switch.
85–100
Insurable Standard Market
You’re in good shape. Most carriers will write you at standard rates.
Next move Lock it in a wind mitigation report can maximize your discount eligibility.
60–84
At Risk Surcharge Likely
You’ll likely get coverage, but expect a surcharge or limited carrier options.
Next move You’re one inspection away from knowing exactly what to fix before renewal.
0–59
High Risk Non-Renewal Likely
One or more issues may get you declined or dropped at renewal. Here’s exactly what to fix first.
Next move Get the inspection report that tells your insurer what they need to hear and loop in an agent to re-shop.

Covers all four major systems:
1-Roof
2-Electrical
3-Plumbing
4-HVAC
Often required to insure or renew older Central Florida homes
Certified inspectors, digital report with HD photos
Frequently paired with a Wind Mitigation report in one visit
Documents roof attachment, roof sealing, and opening protection
Qualifying features can mean up to 40% off your insurance bill
Based on the seven standard wind-resistance indicators
Results typically within about two business days





Certified Master Inspector licensed across Florida
HQS inspection contract holder City of Sanford
Helped Florida homeowners access over $90K in grant funding
